What is the difference between vision insurance and medical insurance?

Vision plans typically cover routine exams, glasses, and contact lenses. Medical insurance covers eye disease and medically necessary care u2014 cataracts, glaucoma, cornea conditions, dry eye disease, and eye emergencies. Berg-Feinfield primarily provides medical and surgical eye care billed to medical insurance.

Insurance & Payment Options

Q: Is cataract surgery covered by insurance or Medicare?

Yes u2014 when cataracts are medically significant, standard cataract surgery with a standard lens implant is covered by Medicare and most medical insurance. Upgrades such as laser-assisted surgery and premium lenses that reduce dependence on glasses are elective and paid out of pocket.

Quick Answer

Berg-Feinfield works with Medicare and many major medical insurance plans for medically necessary eye care such as cataract surgery, glaucoma, and cornea treatment. Elective procedures like LASIK are not insurance-covered but can be financed through CareCredit. To verify your specific plan, call 866-2-SEE-FAR — our staff will check your benefits before your visit.

How Coverage Usually Works in Eye Care

Three categories determine what your plan pays — and what it doesn't.

Covered: Medical Eye Care

Medically necessary care — cataract evaluation and standard cataract surgery, glaucoma treatment, cornea disease, dry eye disease, eye injuries — is billed to Medicare or your medical insurance like any other medical care.

Elective: Vision Correction

LASIK, PRK, EVO ICL, and Refractive Lens Exchange are elective and paid out of pocket — typically with FSA/HSA funds or monthly financing.

Upgrades: Premium Choices

Within covered cataract surgery, laser assistance and premium lens implants that reduce glasses dependence are elective upgrades you can add to an otherwise covered procedure.

Financing That Fits Your Budget

Clear vision shouldn't wait on a lump sum.

Berg-Feinfield offers flexible payment options through CareCredit, with easy monthly payment plans and quick approval decisions for LASIK, cataract lens upgrades, and other vision correction procedures. Learn more on our patient financing page, review what LASIK costs, or pay an existing bill online.

Insurance & Payment Questions

Berg-Feinfield works with Medicare and many major medical insurance plans. Because networks and plan details change frequently, the fastest way to confirm your coverage is to call 866-273-3327 with your insurance card handy — our staff will verify your benefits before your visit.

LASIK and other refractive procedures (PRK, EVO ICL, Refractive Lens Exchange) are considered elective and are generally not covered by medical insurance. However, many patients use FSA/HSA funds, and financing through CareCredit can spread the cost into monthly payments. See our financing page for details.

Yes — when cataracts are medically significant, standard cataract surgery with a standard lens implant is covered by Medicare and most medical insurance. Upgrades such as laser-assisted surgery and premium lenses that reduce dependence on glasses are elective and paid out of pocket.

Vision plans typically cover routine exams, glasses, and contact lenses. Medical insurance covers eye disease and medically necessary care — cataracts, glaucoma, cornea conditions, dry eye disease, and eye emergencies. Berg-Feinfield primarily provides medical and surgical eye care billed to medical insurance.

We accept cash, major credit cards, FSA/HSA cards, and financing through CareCredit. Bills can also be paid securely through our online payment page.

Let Us Verify Your Benefits

Call with your insurance card handy and our staff will check your coverage before you ever come in.

Call 866-2-SEE FAR Request an Appointment